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The next time you’re looking for a mortgage for that new house or you’re up for renewal on your existing mortgage, think about using my services – my services are free and they offer you an abundance of choices the banks simply can’t compete with.

As a Mortgage broker I have access to a vast array of lenders – up to 90+ institutions, including some of the big banks – which enables me to negotiate the best possible mortgage products and rates on your behalf. In comparison, if you approach your bank with a mortgage request, they can only offer you a narrow choice – namely, their own products.

As a mortgage brokers I do homework on available mortgage products and keep myself abreast of any new products, or changes to existing products, to ensure I find the best mortgage to fit your specific needs.

Unlike the banks, I can also cater to self-employed borrowers as well as those who have suffered credit blemishes due to life experiences such as divorce or illness. Brokers will listen to your story, whereas the banks have a very narrow view of what fits into their financing box – and this is unnegotiable.

If you’re thinking of buying a home, Call Kris Krawiec Mortgage Agent at 416-845-3745 or, I can find the best mortgage rate and term for your unique situation.

Top Reasons for Using a Broker:

  1. Choice – access to multiple financial institutions
  2. Costs – using a broker is free and they can negotiate lower rates for you
  3. Knowledge – brokers stay up-to-date on available products and services
  4. Flexibility – mortgage products are even available for the self-employed or those who have credit blemishes